Bad Credit  RV Financing

Frequently Asked Questions
Bad Credit RV Financing

Can I get RV financing with a low credit score?
Yes! Having credit issues is more common than you think! Even if you have a low credit score, past bankruptcies, or repossessions, we work with trusted lenders who specialize in bad credit RV loans.

Will applying hurt my credit score?
No, our pre-approval process is designed to check your options without impacting your credit.

How much do I need for a down payment?
Down payment requirements vary, but we offer low down payment options to make financing easier.

How long does the approval process take?
In many cases, approvals happen within 24 hours, so you can get on the road faster.

What types of RVs can I finance?
We offer financing for a wide range of RVs, including motorhomes, travel trailers, fifth wheels, and toy haulers.

Do I need a co-signer?
A co-signer may improve your approval odds, but it’s not always required. Our lenders will work with you to find the best solution.

Is full coverage insurance required for financing?
Most lenders require full coverage insurance to protect the investment. But don’t worry! Our team can help guide you through the RV insurance process.

Are interest rates higher for bad credit financing?
Rates can be higher, but we work to secure the best possible terms for your situation.

Can I refinance my RV loan later?
Yes, once your credit improves, refinancing may be an option to lower your interest rate and monthly payments.